Portfolio Analytic Executive (Risk Analysis Executive)

• Measuring & assessing portfolio quality. Reviewing and enhancing lending policies based on portfolio quality trend and market situation to ensure a sound risk portfolio and competitiveness
• Deploy and maintain credit risk reporting system and enhance changes to the existing infrastructure to optimize reporting process.
• Perform standard risk report (Portfolio Quality Reviews, Delinquency, …) and detailed ad-hoc analysis if required.

• Analyzing credit portfolio performance for the purpose of further enhancing the credit policy, cooperate with Policy team in implementation and evaluation risk policies.
• Support the team in implementing credit risk strategy and scoring models to a Risk Decision Engine.
• Cooperate actively on technical level with IT and data warehouse teams.

Education level, certification:

• Bachelor or higher graduated in Economics, Finance – Banking, IT (computer science, data science, etc.)
• Strong knowledge of how to build and work with relational database (SQL, SAS, Oracle, etc.)
• Proficient in use of visualization tools.

Experience:

• Min 2 years of experience in MIS team or IT in an institution maintaining retail customer data.
• Experience of risk management practices within the Banking/Consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.

Individual Characteristics:

• Excellent problem solving and quantitative skills
• Ability to write and think clearly and to reduce complex concepts to their simplest form.
• Highly self-motivated.

• Team working.

• Working time: Permanent